Bandhan Bank Personal Loan - Get Bandhan Bank Loan
Bandhan Bank Personal Loan gives you more freedom to enjoy yourself. Bandhan Bank offers Personal Loan @9.47 % p.a Interest Rate onwards.
You can avail Bandhan Bank Personal loan for all financial needs. Weather it’s planned events like weddings, vacations, home renovation, or unexpected emergencies such as medicals procedures, in all time Bandhan Personal Loan stands with you.
Bandhan Bank Personal Loan EMI Calculator
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)
Highlights of HDFC Personal Loan
Loan Up to Rs. 25 Lakhs
Low Rate of Interest
Flexible Tenure
Minimum Documents
Low Processing
No Foreclosure
Bandhan Bank Personal Loan Features :
- Loan up to Rs. 25 Lakhs.
- Low Interest Rates starting with @9.47% to 19.50% p.a
- Interest on daily reducing balance.
- Low Processing Fees up to 3% + GST.
- Flexible tenure from 12 months to 60 months.
- Minimum documents.
- Zero hidden charges.
- Customers can avail within maximum working 2 days.
- Door step verification.
- Balance of transfer at Low Interest Rates.
- Insurance option available.
- Provision for second loan.
- No security and no guarantor.
Bandhan Bank Personal Loan Interest Rates
- For salaried Interest Rate starting from 11.55% p.a (up to 3 years) Interest Rate Starting from 9.47% p.a (more than 3 years)
- For self employed – professional & non-professional Interest Rate starting from 12.55% p.a (up to 3 years) Interest Rate Starting from 10.10% p.a (more than 3 years)
Bandhan Personal Loan Eligibility
- Salaried / Self employed professional / Self employed non-professional
- Age of Individuals between 21 years to 60 years for salaried.
- Age between 23 years to 65 years for professionals & non-professional.
- Working experience of at least 2 years with minimum 1 years of current employer.
- Net monthly income minimum Rs. 25000 and more.
- Salaries – minimum 1 customer induced transaction is required in salary account on monthly basis.
- SEP/SENP – minimum 1 debit and 2 credit transaction required on monthly basis or 12 credit transaction in last 12 months
- Better Credit History.
Bandhan Personal Loan Documents
- Identity proof / address proof (copy of passport, voter ID card, driving license, Aadhaar card).
- Bank statement of previous 3 months (passbook of previous 6 months).
- ITR with computation & last 12 months main business account statement for self-employed.
- 3 latest salary slip / current dated salary certificate with the latest Form 16.
- Passport size photo.
Bandhan Personal Loan Fee & Charges
- Processing Fee – Up to 3% + GST
- Stamp Duty – As per applicable law of the state
- Late Payment Charge – 2% plus applicable govt. taxes on overdue installment amount.
- Part Payment – Up to 25% of principal, only once a year and twice during the repayment period
- Cheque Bounce Charge – Rs. 500
- Fore Closure Statement – Rs. 100 – 1st 12 months : 4% + taxes on principal
- Fore-Closure on Fixed – After 12 months : 2.5% + taxes of the Rate principal outstanding
- Duplicate Statement – Rs. 100
- Duplicate NOC – Rs. 300
Bandhan Bank Personal Loan FAQs
Q. What is the Repayment Tenure of Bandhan Bank Personal Loan ? From 12 months to 60 months.
Q. What is the minimum Loan amount that can be take in Bandhan Personal Loan ? If you become eligible for Bandhan Personal Loan then you will have to take a minimum loan of Rs 50,000.
Q. Who can apply for Personal Loan from Bandhan Bank ? Salaried / Self employed professional / Self employed non-professional can apply Bandhan Bank Personal Loan.
- Age of Individuals between 21 years to 60 years for salaried.
- Age between 23 years to 65 years for professionals & non-professional.
- Working experience of at least 2 years with minimum 1 years of current employer.
- Net monthly income minimum Rs. 25000 and more.
- Salaries – minimum 1 customer induced transaction is required in salary account on monthly basis.
- SEP/SENP – minimum 1 debit and 2 credit transaction required on monthly basis or 12 credit transaction in last 12 months
- Better Credit History.
Q. How to apply for Bandhan Bank Personal Loan ? A person can apply for a Bandhan Bank Personal Loan through online banking modes like internet banking or mobile banking or through the website of the bank. Alternatively, the applicant can directly visit the nearest branch of the bank to apply for a personal loan of the bank.
Q. What is the customer care number for queries on personal loans form Bandhan Bank ? The customer care number for a personal loan of Bandhan Bank is 1800 258 8181.
Q. What is the processing fees of Bandhan Bank Personal Loan ? The processing fees of Bandhan Bank Personal Loan is up to 3% + GST.